You're not alone. Roughly one in three adults has dealt with
an account in collections at some point.
Source: Consumer Financial Protection Bureau,
Survey of Consumer Views on Debt.
An account in collections is far more common than most people expect. We work with thousands of consumers every month to resolve balances on terms they can actually keep. Our aim is simple: take a process that usually feels stressful and make it clear, steady, and something you can finish.
Build a schedule around your budget — choose how much you pay, how often, and which day of the month works best.
Manage everything from one encrypted portal — check your balance, adjust a plan, or make a payment from any device, any time.
We're on your side of the table. In many cases we can settle a balance for meaningfully less than the full amount owed.
Example amount owed:
$2,640
Sample terms only. Sign in to the portal to view your account and see what a plan could look like for you.
Debt is confusing, and every situation is different. Yours comes with its own history, its own pressures, and its own goals for what's next. We're here to clear things up so you feel informed rather than cornered — and our learning library covers the essentials of debt and credit whenever you want to go deeper.
Answers to what people ask us most about our debt relief services and how the process runs.
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